Products

A description of the products available

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Ashlar can offer fully underwritten property financing loans

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Bridge Finance 

  • Loan size: £0.5 to 20 million

  • Source: Fully-underwritten

  • Security: 1st charge

  • Valuation: Based on the value of the property (or combinations thereof), LTV  up to 75% 

  • Stage: to complete a transaction or to release cash from a existing asset

  • Due Diligence: Standard items addressing who/what/where/why, etc

  • Property type:

    • Residential (not principle residence)

    • Commercial/Industrial

  • Location: England & Wales; Urban, Suburban, Rural, Commercial, Industrial, Social

  • Term: 1 to 18 months, with roll-over options available

  • Borrowing Rates and Fees are competitive.

  • Timing (dependent on RICS survey): 

    • If the proposal is clear and appropriately documented an offer can be made within 1 week from the outset

    • Funds can be made available within a week from acceptance of Ashlar’s offer document.

Development Finance

  • Loan size: £0.5 to 20 million

  • Source: Fully-underwritten

  • Security: 1st charge

  • Valuation: Based on the value of the property, LTV up to 75% (and up to 100% of development costs); ‘credit checks’ are not required

  • Stage: anywhere through the development cycle, from purchase to completion stage as well as refinance

  • Due Diligence: Standard items addressing who/what/where/why, etc

  • Planning: May be required, depending on stage

  • Property type:

    • Residential: Investment, Development and Bridge Finance

    • Commercial/Industrial: Development and Bridge Finance

  • Location: England & Wales; Urban, Suburban, Rural, Commercial, Industrial, Social

  • Term: tailored to project, 1 to 18 months, with roll-over options available up to 36 months

  • Borrowing Rates and Fees are competitive.

  • Timing (dependent on RICS survey): 

    • If the proposal is clear and appropriately documented an offer can be made within 1 week from the outset

    • Funds can be made available within a week from acceptance of Ashlar’s offer document.

Our Clients, Offering and Why Ashlar

  • Our Clients include both Individuals with Property assets, Property Developers, First-Time Property Developers, as well as Businesses with property assets or looking to buy property.

  • Our streamlined processes and industry knowledge enables us to act decisively to maintain your competitive advantage. We offer tailored, non-regulated secured loans against property in England & Wales.

    We approach each project individually either looking at one development or, if it makes sense, your portfolio as a whole, to understand your priorities and meet your needs.

    Ashlar’s motivation is to offer a transparent and speedy service to provide the appropriate funds.

    The following aspects provide you with an idea of the overall terms of our lending envelope (all subject to agreed terms & conditions)

  • Our motivation is to provide property owners and developers fast tailored finance solutions to suit their needs at competitive rates.

    Our differentiating factors being:

    We act as principal lenders, we can make fast decision and have ready access to funds.

    Depth of our network based on over 120 years of combined experience in all manner of property construction, transaction and financing.

    Our commitment to professionalism and the highest quality of service

    Our long-term approach to clients, as we want to build relationships for the future.

    To that end we offer timely finance in a manner that you can rely on to complete as planned.

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